For a Disney trip, I often tell people that if you can find a cheap flight (of which there are plenty 6-9 months from now) to Japan; between the cheaper tickets and cheap monorail hotels- Tokyo Disney is often the same price if not cheaper than WDW. Plus you get Tokyo itself and some damned good Ramen, if nothing else
Universal is a bit tougher because UOR has reasonably priced on-site hotels and APs. But depending on how many times you visit UOR- maybe cut out two trips to UOR and turn it into a trip to Japan. All signage is in english and traveling throughout Japan may seem daunting at first blush, but isn't whatsoever.
Ignore all of this if you're located in Florida