Me too. My parents could have been considered paycheck to paycheck when I was growing up because they didn't have a ton of savings. However, they did put aside money for vacation and we did go to Disney 3 or 4 times as kids, myrtle beach a lot, etc. I wouldn't consider them paycheck to paycheck because they could afford a vacation (they made more than was needed for bills, groceries, and cloths), but I guess some people would consider them it since they didn't have savings for the future, only savings for luxury items. I consider paycheck to paycheck people those who after paying bills, buying groceries, and buying NEEDED cloths and toiletries they have no money left over.